sutton bank visa commercial card

To find out if the Commercial Card program is right for your business, or to explore our other payment solutions, please speak with a Payment, Cash Management & Deposits Specialist today. FOR QUESTIONS OR ASSISTANCE, PLEASE CONTACT CUSTOMER SERVICE AT 1 (855) 553-3388, 1. The Revenued Business Card Visa Commercial Card is powered by Marqeta. We reserve the right to deduct funds from your Card Account in order to correct a previous error or overpayment to you. Primary Fax. Our Business MoneyIQ page features useful information and videos to help your business navigate the increased threats from cyberattacks, Ransomware, DDoS attacks, tax fraud and more. ZA Bank (Visa Debit card) *Bank-issued American Express cards aren't supported. H-E-B engages in the money transmission business and/or sale of stored value products as an authorized delegate of InComm Financial . A dedicated specialist from Scotiabank is ready to assist - from consultation to implementation to help ensure your team takes full advantage of the program. Why you believe there is an error, and the dollar amount involved, 3. Be sure to use different passwords for your different accounts. About Your Card and this Cardholder Agreement. You hereby agree to accept all legally required notices by electronic means including publications made within the App or on the Website. Visa Gift cards can be used nationwide in-store and online, where Visa debit cards are accepted. Isolate payment systems from other, less secure programs and do not use the same computer to process payments and surf the Internet. Rellevate handles all customer service for the program. Control your card through a mobile app. Secure payment processingWork with your banks or card processors to ensure the most trusted and validated tools and anti-fraud services are being used. Use open APIs to create new payment products or streamline supplier and workforce payments. SUTTON BANK PREPAID RULE SHORT FORM DISCLOSURE, Fees associated with your Majority Prepaid Visa Card, 2. THIS AGREEMENT CONTAINS AN ARBITRATION PROVISION (ARBITRATION SECTION) REQUIRING ALL CLAIMS TO BE RESOLVED BY WAY OF BINDING ARBITRATION. . Any transaction that could create a negative balance for your Card Account is not permitted. WE WILL NOT BE LIABLE TO YOU FOR: DELAYS OR MISTAKES RESULTING FROM ANY CIRCUMSTANCES BEYOND OUR CONTROL, INCLUDING, WITHOUT LIMITATION, ACTS OF GOVERNMENTAL AUTHORITIES, NATIONAL EMERGENCIES, INSURRECTION, WAR, OR RIOTS; THE FAILURE OF MERCHANTS TO HONOR THE CARD; THE FAILURE OF MERCHANTS TO PERFORM OR PROVIDE SERVICES; COMMUNICATION SYSTEM FAILURES; OR FAILURES OR MALFUNCTIONS ATTRIBUTABLE TO YOUR EQUIPMENT, ANY INTERNET SERVICE, OR ANY PAYMENT SYSTEM. However, the criteria to qualify for this program can be flexible, based on your companys size and business needs. Can I customize the card with my business logo? If you make a purchase using your Card in a currency other than in U.S. dollars, the amount deducted from the available funds in the Card Account will be converted by Visa into U.S. dollars. Hockerty . If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. You agree that we will not be responsible for temporary interruptions in service due to maintenance, App or Website changes, or failures, nor shall we be liable for extended interruptions due to failures beyond our control, including but not limited to the failure of interconnecting and operating systems, computer viruses, forces of nature, labor disputes and armed conflicts. If you need to replace your Card for any reason we recommend that you make your request for a replacement Card within the App. Activating Your Card: You must activate your Card before it can be used. Visa Business credit cards. - View Account Balances. To activate your Card, follow the steps and instructions for activation in the App. This type of scam usually targets employees from the HR and bookkeeping departments. The Card will have an expiration date and the Card will expire, in accordance with applicable law, on the expiration date. Every prepaid Visa Gift Card design can be sent as an eGift Card by email or a plastic Gift Card by mail. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases. Merchants generally will not be able to determine your available balance. (419) 426-0421. - Review Transaction History. All Cards are issued by Sutton Bank and distributed and serviced by Telos Gifting, LLC, which may be contacted by phone at 866-353-4237 or by mail at 495 Mansfield Avenue, Pittsburgh, PA 15205. . The Card is issued by the Bank. In case of errors or questions about your electronic transactions or Card Account, contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transaction listed on the statement or receipt. Earn 1 point for every dollar, redeem for brand-name merchandise, travel, or office supplies. Business Email Compromise (BEC)is a type oftargeted scamin which anattacker impersonates a company executive or high-level employeewith the intent ofdefrauding or extracting sensitive datafrom the company or its partners. Preauthorized transfers will not be allowed. Although considerable effort is expended to make the App and Website and other operational and communications channels available around the clock, we do not warrant these channels to be available and error free every minute of the day. NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM THROUGH A COURT. All rights reserved. Please refer to our terms and conditions for more information. You acknowledge and agree that the value available in the Card Account is limited to the balance of the Card Account. Score Some Rewards. Cyber-attacks are constantly evolving, but business owners should at least be aware of the most common types. You agree to act responsibly with regard to our App and Website and its use. You can manage your preferences. 16. Featured. You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification and other information necessary to verify your identity. Blue Ridge Bank, a nationally-chartered commercial bank, Member FDIC, originates personal loans and auto refinance loans. Small business lending. BY ACTIVATING YOUR CARD OR PARTICIPATING IN THE PROGRAM IN ANY WAY, YOU REPRESENT THAT YOU HAVE READ AND UNDERSTAND THIS AGREEMENT AND YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT AND OUR PRIVACY POLICY. These measures are specifically designed to help us protect your identity and identify possible fraud on your Card Account. Benefits may vary by card issuer, so check with your card issuer to learn more about your specific Visa Infinite/Signature credit card benefits and features. Upgrade Visa Card with Cash Rewards. We are not responsible for such fee. Most are the reloadable type. If we do not properly complete a transaction from your Card on time or in the correct amount according to our Agreement with you, we may be liable for your losses or damages. Cyber Hygiene Vulnerability ScanningDHS also offers freecyber hygiene vulnerability scanningfor small businesses. Purchased at a Walgrens on 12/20/21 at 1:23 pm. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Cyber-attacks are a growing threat for small businesses and the U.S. economy. If you obtain your funds or make a purchase in a currency other than the currency in which your Card was issued, the amount deducted from your funds will be converted by the Card Network into an amount in the currency of your Card. You agree to sign the back of the Card immediately upon receipt. Fax Numbers. The impulse to say yes fast to a request from your management overrides the need to double-check if everything is in order with that request in the first place. We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. What this means for you: when you apply for a Card, we will ask for your name, address, date of birth, and other information that will allow us to identify you. Another aspect that needs to be better applied and understood, especially when discussing larger companies, is to make employees feel comfortable to contact their managers, not only via email but also using alternative communication tools like internal chat systems, SMS, and even phone calls. This card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Card is a prepaid card useable wherever prepaid debit cards bearing the applicable payment network brands on your Card are accepted worldwide. FEDERAL PAYMENTS: THE ONLY FEDERAL PAYMENTS THAT MAY BE LOADED TO YOUR CARD ACCOUNT VIA A DIRECT DEPOSIT ARE FEDERAL PAYMENTS FOR THE BENEFIT OF THE PRIMARY CARDHOLDER. If you conduct a transaction in a currency other than U.S. dollars, the merchant, the Card Network or other entity that processes the transaction may convert any related debit or credit into U.S. dollars in accordance with its then-current policies. You may simply lock the card for the specific vendor and not have any additional recurring spend blocked. Ransomware is a specific type of malware that infects and restricts access to a computer until a ransom is paid. You agree that the Issuer, Majority USA, LLC, and their respective affiliates, employees, or agents are not responsible for any interruption of service. 2022 Marqeta, Inc. 180 Grand Avenue, 6th Floor, Oakland, CA 94612. Any funds remaining on the Card after cancellation will be sent to you upon request via a refund check to the mailing address we have in our records. Approximately when the error took place. These may change or we may introduce new ones in the future. We are not responsible for any such fee and they will be deducted from the balance of the Card, along with the withdrawal or transaction amount. When you notify us about an error we may require that you complete our error/dispute form which you need to complete in writing and provide to us within the (10) business days. Alexandra Barring, Banking Moderator . FEATURES INCLUDE: Visa Gift Card from $20-$500 denominations. We cannot accept responsibility for any email messages not received by you or for any delay in the receipt or delivery of any email notification. See how Square uses Marqeta. Use of your Card is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. Both Mastercard and Visa assist in emergency replacement cards and cash advance, anywhere in the world 24/7. Gonczi called Sutton Bank to investigate. The attackers pretend to be suppliers requesting fund transfers for payments to an account owned by fraudsters. Information for starting and maintaining a business. 7. Your Card will not be available for activation until Sutton Bank has verified your identity. We may disclose information to third parties about you, your Card, or the transactions you make: Where it is necessary or helpful for completing transactions; In order to verify the existence and condition of your Card for a third party, such as a merchant; In order to comply with government agency, court order, or other legal or administrative reporting requirements; If you consent by giving us your written permission; To our employees, auditors, affiliates, service providers, or attorneys as needed; In order to prevent, investigate or report possible illegal activity; In order to issue authorizations for transactions on the Card; Otherwise as necessary to fulfill our obligation under this Agreement; Please see our Privacy Policy, available at https://www.suttonbank.com/_/kcms-doc/85/49033/WK-Privacy-Disclosure-1218.pdf for further details. An extremely important step an organization must take in safeguarding against BEC is to provide employees with adequate cybersecurity training. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card. YOU AGREE TO HOLD HARMLESS AND INDEMNIFY US AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES (AND THEIR SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES) FROM AND AGAINST ANY AND ALL CLAIMS, SUITS, DAMAGES, PENALTIES, COSTS, FINES, LIABILITIES AND EXPENSES, INCLUDING, WITHOUT LIMITATION, REASONABLE ATTORNEYS FEES, THAT ARISE FROM YOUR VIOLATION OF THIS AGREEMENT, APPLICABLE LAW, OR ANY THIRD-PARTY RIGHTS OR YOUR FRAUD OR WILLFUL MISCONDUCT. Sutton Bank does not provide customer service for the Georgia Cash Assistance Program. Note that you may also be charged a fee for a balance inquiry even if you do not complete a fund transfer. The card was sealed in original packaging until approximately 8:45am on 09/30/2022. Bank of America normally charges a $5 ATM fee. You may add funds to your Card Account, called loading, by: (i) Automated Clearing House (ACH) loads up to $5,000 per month, minimum $20 per load, maximum $5,000 per day with a limit of 5 transactions per day; (ii) credit or debit card loads up to $500 per transaction, $500 per day, $5,000 per month with a limit of 5 transactions per day and a minimum of $20 per load; (iii) direct deposit loads up to $5,000 per day, $10,000 per month, with a limit of 3 transactions per day; (iv) federal transaction direct deposit loads from the IRS Treasury up to $10,000 per day; and (v) loading cash through one of our reload locations up to $500 per transaction, $2,500 per day, $5,000 per month with a maximum of 5 reloads per day. The Card is our property and is nontransferable. - Transfer Funds. The PIN you set will apply both in relation to your Virtual Card and your Plastic Card. Score Some Rewards. Any funds withdrawn from an ATM or POS device are subject to the following transaction limits (in addition to any other restrictions or limitations set out in this Agreement). Add some flexibility to your budget with a card thats accepted everywhere. If your rejection notice complies with these requirements, this Arbitration provision and any other arbitration provisions in the cardmember agreements for any other currently open Majority accounts you have will not apply to you, except for any claims subject to pending litigation or arbitration at the time you send your rejection notice. We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. issuer name / bank card brand card type card level; 425755: united states: sutton bank : visa debit prepaid 450812: united states: sutton bank : visa debit prepaid 452283: united states: sutton bank : visa credit classic 470199: united states: sutton bank : visa debit prepaid 472001: united states: sutton bank : visa debit business 479146 . In most BEC attacks, there are three major stages: Also known as the man-in-the-email attack, BEC scams start with a large amount of research, with the attacker going through publicly available information about the company, like websites, press releases, or social media published content. We may also ask to see a copy of your drivers license or other identifying documents. All funds associated with the Card shall be held in an account with the Issuer, with the balance of such funds to be reduced through your use of such funds or through the imposition of fees and other charges in accordance with the terms and conditions of this Agreement. For more information on how Visa collects and protects your personally identifying data, . This reduced liability does not apply to PIN transactions not processed by Visa or ATM cash withdrawals (see Transactions Not Routed Through the Visa System below). For Westpac issued products, conditions, fees and charges apply. Transactions made outside of the 50 United States, the District of Columbia, Puerto Rico, and other U.S. territories are also subject to this conversion fee even if they are completed in U.S. currency. After diligently researching his targets for some time, the attacker will develop a few scam scenarios that might work. They use a variety of tools including phishing emails, compromised legitimate websites, fake friend requests on social sites, and malware to obtain your bank logon credentials. Start by learning about common cyber threats, understanding where your business is vulnerable, and taking steps to improve your cybersecurity. Use theSupply Chain Risk Management Toolkitto help shield your business information and communications technology from sophisticated supply chain attacks. Fraudulent or Criminal Card Account Activity. If the merchant credits your Card, the credit may not be immediately available. Please notify us at Customer Service if you have any problems using your Card. 20192023 MAJORITY USA, LLC. The Card issued to you by Sutton Bank enables you to make certain electronic fund transfers to and from your prepaid Card Account with Sutton Bank. Amendment, Suspension and Cancellation. Perfect for All Occasions. The card is issued by Sutton Bank and is unique to a user's Cash App account. Now, if you are Cashing Out from your CA the instant option uses the card network to your linked Debit card, like a merchant making a refund . According to the lawsuit, many Cash App users pay for purchases by way of a . If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately, following the procedures in the section labeled Lost or stolen cards/unauthorized transfers below. The maximum amount that can be spent using your Card is: Cash Access. Earn 1 point for every dollar, redeem for brand-name merchandise, travel, or office supplies. When you use your Card, you are redeeming the value on the Card and not making a withdrawal from a checking or savings account. After the code is run, your computer may become infected with malware. To initiate a PIN transaction at the point of sale, select Debit and enter your PIN at the point of sale terminal. By creating an email address with a spoofed domain and just adding 1 digit or one letter in the domain name you could become a victim. You agree to pay us promptly for the negative balance. A copy of this Agreement is available to you in the App and on the Website. Employees should be aware of the risks and implications that these attacks hold, as well as how to spot scams and properly respond to an incident of this sort. You and your mean the person who have received the Card and is authorized to use the Card as provided for in this Agreement. Typically, the minimum annual spend is $5 million CAD. FCC Planning ToolThe Federal Communications Commission offers acybersecurity planning toolto help you build a strategy based on your unique business needs. To earn the victims trust, this communication frequently employs persuasion, urgency, and authority. In its ordinary course of business, Sutton Bank may utilize a . 14.99% - 29.99%. We may temporarily suspend your Card in the event we detect unusual or suspicious activity. More than 80% of those accounts are prepaid. You always find the most recent version of this Agreement in the Majority Mobile Application (App) and on https://www.majority.com (Website). Solely for purposes of this Section 37 (Arbitration), We or Us shall mean the Issuer, and its respective successors, affiliates or assignees as well as Majority USA, LLC or any other any third party using or providing any product, service or benefit in connection with the Card. If you do not notify us in writing within sixty (60) days after you become aware of the transaction and/or after the statement was made available to you, you may not get back any value you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the value if you had notified us in time and you are grossly negligent or fraudulent in the handling of your Card. The Upgrade Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Get more info. IN THE EVENT THAT WE ARE HELD LIABLE TO YOU, YOU WILL ONLY BE ENTITLED TO RECOVER YOUR ACTUAL DAMAGES. Detect fraud, control your spend, and ensure the highest levels of compliance and uptime. Use the Supply Chain Risk Management Toolkit to help shield your business information and communications technology from sophisticated supply chain attacks.